Financing Options

Financing Options

Get It Today – Pay Later With These Financing Options

EnergizeCT Heat Loan:(800-992-3665)

  • Loan installment payments will be billed conveniently on your monthly electric bill.
  • Open to residential customers of Eversource or United Illuminating (UI).
  • Loan amount of up to $15,000.
  • 0.99% APR financing for Residential Heating Equipment Efficiency Upgrades or Oil to Gas Conversions for the life of the loan.
  • Low monthly payments on loan terms from 3 to 10 years which will result in a monthly payment equal to or less than your projected monthly energy savings.
  • Up to 90% of the heating system equipment and installation may be financed depending on projected energy savings – the greater the savings, the lower the down payment.
  • No minimum credit score.
  • Go to for additional information.
  • Apply on line at or by phone.

Residential Energy Efficiency Financing:(860-233-5165)

  • Apply on-line or over the phone.
  • Managed by Capital for Change, Inc.
  • Two loans available: Energy Conservation Loan (ECL) and Home Energy Solutions (HES) Micro Loan.
  • Loans from $1,000 to $25,000.
  • 100% financing available.
  • Interest rates as low as 0% for qualified high efficiency energy improvements.
  • Go to to find additional information about the requirements.

EnergizeCT SmartE Loan:(877-947-3873)

  • Apply on-line, over the phone or in a local branch.
  • Loans from $1,000 to $40,000 (Maximum amount varies by lender).
  • 100% financing available.
  • Interest rates as low as 2.99% for qualified high efficiency energy improvements (Rates vary by lender and type of improvement).
  • Limited time offer (until 12/31/17): 0.99% interest rate for oil to gas conversions including a high efficiency furnace or boiler installation. 0.99% interest rate for Energy Star ducted and ductless heat pump installations.
  • Financed through participating lending institutions (Local Banks and Credit Unions).